Consumer Credit Law provides authoritative legal analysis and updates on repossession, sale in execution, debt review, and key constitutional judgments affecting consumers in South Africa.
“I never received anything.” It is one of the first things people say when they phone us after a judgment has already been granted. No
It happens on almost every motion roll in the country. A person stands up when their name is called. They have the summons in a
Nobody explains debt review the way it actually works. They explain the version in the brochure. The brochure version: your instalments come down, your creditors
You made a settlement offer to the bank. You thought about it, you were reasonable, and you put it in writing. Weeks later there is
The DEBT REVIEW process is a long term commitment. There are many reasons that a person goes under Debt Review. However as individual circumstances change
The case of NKATA V FIRSTRAND BANK LIMITED [2016] ZACC 12 is a landmark judgment by the Constitutional Court of South Africa. It addresses critical
The National Credit Act 34 of 2005 (NCA) is a South African law designed to regulate the country’s credit industry, promote responsible lending, and protect
A Summons Commencing Action is a legal document issued by a plaintiff (usually the banks or other financial institution) to notify a consumer that legal
A Section 129 letter refers to a notice issued under Section 129 of the National Credit Act (NCA) 34 of 2005 in South Africa. It
Consumer Credit Law Consultants are experts at credit law. We have been in existence since 2008. Credit Law basically governs the relationship between credit providers